Sans Souci, Potsdam, Berlin © MROI can't believe it's almost exactly a year ago that I took this picture - after finishing and submitting all the work on my book, I treated myself to a long weekend in Berlin to coincide with Glaire being there from North Carolina on a work trip. I stayed with Nadania in her lovely apartment in Prenzlauer Berg. While G met with colleagues at the Frei Universität during the day, I entertained myself - as is very easy to do in Berlin - and one day I took myself off to Potsdam, where I had never had time to go before. Since I was mentally still in book-mode, I was also interested to see the famous examples of Orientalist architecture, especially the Pump House which was built to draw water for the complex system which supplied the many gardens of the royal pleasure palace. The Pump House is built like a Mamluk mosque on the outside, and decorated on the inside like a miniature version of the Great Mosque of Cordoba. Fascinating - though the guided tour was in German only, so I didn't learn as much as I could have!
By the time I walked up to Sans Souci - Frederick the Great of Prussia's own (much smaller) version of Versailles - it was a really hot and sunny day, and the park was absolutely full of sightseers. I skirted round the palace for a while, visiting all the interesting little garden pavilions, then found I was too late to visit the palace itself - tickets were sold out for the day. I was happy wandering around the outside and taking photos of the rather over-the-top Baroque decoration - I thought K would like these chaps. And now this is our calendar image for June - hopefully it will also bring us respite from our cares...
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Foremost among these is that, try as we might, we cannot get a mortgage on the flat we want to buy. It all got very complicated, and K spent weeks solidly on the phone to our mortgage advisor and the reps of different mortgage companies and finally the surveyor who came to assess the flat, all to no avail... The building is unmortgageable in the current financial climate. It turns out that the thickness of the walls is half what it should be for a mortgage lender to consider it suitable for resale. This makes it prone to condensation and damp - which certainly is a problem in these flats - though I still don't quite understand why that should mean lenders won't touch it. Apparently this kind of 'higher risk' flat used to be covered by the sub-prime mortgage market, which just doesn't exist any more, being as how it was the root cause of the global recession an' all. All the smaller sub-prime lenders have been bought up in the last year by bigger companies who are getting rid of all possible risk from their lending policies.
So this is the current climate that we have stumbled right into... Looking on the bright side, at least the problem does not lie with us. And our mortgage advisor is trying to reassure us that we have had a lucky escape - if we had managed to buy the flat, there is every chance that we couldn't sell it again. Which is in fact now the situation that all our flat-owning neighbours are going to find themselves in - it really doesn't bear thinking about. Apparently there are a number of 1930s-built properties like this in London, where the only way people can sell their flats is to cash buyers - and I wonder how many of those there are around in the current market?
So - everything was going smoothly and we had completely thought ourselves into the purchase and the move - and then this bombshell, just as I got back from Tunisia (about which more another day). The prospect of moving - and especially somewhere so nice and modernised as the flat we were going to be buying - makes you notice all the things you endure about where you actually live but which you can't do much about: the damp and mould in the bedroom; the mildewy shower curtain in the bathroom; a new floorboard starting to creak in the kitchen; the dodgy valves in the boiler that means the radiators come on when you run the hot water... And I really was looking forward to having a dishwasher...
The thing is, as soon as I was faced with the prospect of not being able to stay here - or rather not being able to put down roots here, as there is no urgent necessity to leave this flat - it made me realise quite how much this has come to be my home. Capital 'h' Home, in that deep emotional attachment kind of way. We've been here 6 and a half years now, so it's not surprising. It's not only the fact that as a maisonette it's like a little house, but it has all the advantages of being in a block of flats in terms of security, a shared garden for whose upkeep we have absolutely no responsibility but which we love to look down on and sit in, and above all the sense of community and the friendship of our neighbours. We're starting to realise that what we have here is very very rare, and now that we are casting an eye around at other things, we are quickly realising that for the same price we cannot get the same amount of space, nothing as nice architecturally or in terms of the arrangement of the rooms, and certainly nowhere with a ready-built community of friends on your doorstep.
We kind of feel that this is our moment to buy - since we have the momentum, and there is only so long the stamp duty holiday will last, since even though at the time the Tories claimed Labour had stolen their policy, it doesn't look like they're going to hold to it now they're in government... But I don't want to rush into anything, and I certainly have not let go of the simple, original plan of staying right where we are. Plan B is to keep a lazy eye on the market, and think about it in a more focused way when we get back from holiday in late June...
And talking of the new coalition government... When I left for Tunisia, no-one knew what was going to happen - just that the Liberal Democrats had failed to pull the votes that everyone had predicted. Labour did surprisingly well - my Green votes in the local council election counted for nought as all 3 Labour councillors were re-elected, and Chuka Umunna got his parliamentary seat (I decided straight away that I could live with the latter - less happy about the former). K texted me while I was on a bus in Tunisia to tell me that Gordon Brown was resigning!! Which was exciting news, but then what?? Too complicated to convey in text messages... I got back to a Liberal Conservative government, a genuine coalition by all accounts, with Lib Dem MPs in cabinet positions, which no-one expected. It means that my speculative Lib Dem vote was not wasted, but more importantly, it seems like it might actually be a good government for the time we're in. It's a change anyway, and a new start. It's already been sorely tested, with the unfortunate scandal over poor David Laws (my personal theory is that right wing Tories are targeting the Lib Dem officers of the coalition) but we're definitely prepared to give it the benefit of the doubt...
So this is the current climate that we have stumbled right into... Looking on the bright side, at least the problem does not lie with us. And our mortgage advisor is trying to reassure us that we have had a lucky escape - if we had managed to buy the flat, there is every chance that we couldn't sell it again. Which is in fact now the situation that all our flat-owning neighbours are going to find themselves in - it really doesn't bear thinking about. Apparently there are a number of 1930s-built properties like this in London, where the only way people can sell their flats is to cash buyers - and I wonder how many of those there are around in the current market?
So - everything was going smoothly and we had completely thought ourselves into the purchase and the move - and then this bombshell, just as I got back from Tunisia (about which more another day). The prospect of moving - and especially somewhere so nice and modernised as the flat we were going to be buying - makes you notice all the things you endure about where you actually live but which you can't do much about: the damp and mould in the bedroom; the mildewy shower curtain in the bathroom; a new floorboard starting to creak in the kitchen; the dodgy valves in the boiler that means the radiators come on when you run the hot water... And I really was looking forward to having a dishwasher...
The thing is, as soon as I was faced with the prospect of not being able to stay here - or rather not being able to put down roots here, as there is no urgent necessity to leave this flat - it made me realise quite how much this has come to be my home. Capital 'h' Home, in that deep emotional attachment kind of way. We've been here 6 and a half years now, so it's not surprising. It's not only the fact that as a maisonette it's like a little house, but it has all the advantages of being in a block of flats in terms of security, a shared garden for whose upkeep we have absolutely no responsibility but which we love to look down on and sit in, and above all the sense of community and the friendship of our neighbours. We're starting to realise that what we have here is very very rare, and now that we are casting an eye around at other things, we are quickly realising that for the same price we cannot get the same amount of space, nothing as nice architecturally or in terms of the arrangement of the rooms, and certainly nowhere with a ready-built community of friends on your doorstep.
We kind of feel that this is our moment to buy - since we have the momentum, and there is only so long the stamp duty holiday will last, since even though at the time the Tories claimed Labour had stolen their policy, it doesn't look like they're going to hold to it now they're in government... But I don't want to rush into anything, and I certainly have not let go of the simple, original plan of staying right where we are. Plan B is to keep a lazy eye on the market, and think about it in a more focused way when we get back from holiday in late June...
----------------------------------------------------------
And talking of the new coalition government... When I left for Tunisia, no-one knew what was going to happen - just that the Liberal Democrats had failed to pull the votes that everyone had predicted. Labour did surprisingly well - my Green votes in the local council election counted for nought as all 3 Labour councillors were re-elected, and Chuka Umunna got his parliamentary seat (I decided straight away that I could live with the latter - less happy about the former). K texted me while I was on a bus in Tunisia to tell me that Gordon Brown was resigning!! Which was exciting news, but then what?? Too complicated to convey in text messages... I got back to a Liberal Conservative government, a genuine coalition by all accounts, with Lib Dem MPs in cabinet positions, which no-one expected. It means that my speculative Lib Dem vote was not wasted, but more importantly, it seems like it might actually be a good government for the time we're in. It's a change anyway, and a new start. It's already been sorely tested, with the unfortunate scandal over poor David Laws (my personal theory is that right wing Tories are targeting the Lib Dem officers of the coalition) but we're definitely prepared to give it the benefit of the doubt...
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